Discover Programs & Benefits *

There are many programs and benefits that offer support for the homeowners who live within flood zones. See which ones might be a good fit for you.

Name
Managed By
Description
AAFE Community Development Fund
Low-interest repair loans of up to $50,000 for eligible NYC owners of 1-4 family homes.
NYC Department of Housing Prevention & Development
2.5% or 5% interest rate repair loans of up to $30,000 payable over 10 years for NYC owners of 1-4 family homes
Neighborhood Housing Services (NHS) of NYC
5-year, low-interest improvement loans of up to $10,000 for owners of 1-4 family homes to correct health- and safety- related emergency situations
Neighborhood Housing Services (NHS) of NYC
Conditional 10-year loans of up to $20,000 for emergency repairs and improvements, especially targeting seniors and disabled owners of 1-4 family homes
Federal Housing Administration
Minimum $5,000 rehabilitation loan linked to a new or refinanced mortgage through FHA
Federal Housing Administration
Market-rate property improvement loans of up to $25,000 for 1-4 family homes and up to $60,000 for multi-family homes
NHS of Jamaica
Below market-rate financed loans for low- and moderate-income homeowners of up to $100,000.
NHS of Jamaica
Below market-rate financed loans for home improvements for 1-4 unit homeowners in NYC District 12.
NHS of Jamaica
Loans of up to $300,000 with flexible interest rates for major home repairs.
NHS of Jamaica
Loans for owner occupied 1-4 unit buildings in NYC up to $80,000 of which up to 50% can be used for consumer debt or up to 80% for real estate debt

* These programs are not offered by the Center for New York City Neighborhoods, Inc., and we cannot guarantee that you will be eligible to participate in or receive benefits from any of these programs. Please contact the applicable manager of each of these programs to learn more.